Customize Remittance App Development

We build fully custom cross-border money transfer apps, and we have recently developed that takes collections from Nigeria, Kenya, and Uganda and transfers money to the USA, Australia, the UK, and across Europe. The app not only allows users to become senders and receivers, but also tracks the entire transaction in a simple interface.

Our Unique Project: Cross-border money transfer app

Now let's talk about a particular project we're most proud of. It was a remittance app where we used the Cybrid and Brailles APIs.

This app handles collection points in Nigeria, Kenya, Uganda, the USA, Australia, the UK, and Europe. Users can collect money from these countries and send it to other countries.

How does it work? The user logs into the app, selects the source country (e.g., Nigeria), and enters the amount. The backend connects to the Cybrid API, which connects to a collection gateway that supports local payment methods like mobile money or bank transfers.

Then, the Brailles API routes the transfer to the beneficiary country. The entire process takes 10 seconds, and fees are only 1-2%.

The Cybrid API provides multi-currency support, handling the dollar, euro, and naira.

The Brail API handles things like wallet-by-wallet analytics and subscription autopayments in our system.

Through these two, we created a framework that allows any user to send money from anywhere, whether on mobile or web platforms.

This project was challenging because African countries often face network issues. We added an offline mode where users can schedule transfers.

The client gained 50% more users in the first year. If you'd like to build something similar, we can show you a demo.

Cross-border money transfer app

Beneficiary Countries We Support

All of the following countries are supported as beneficiaries in our app.

🇦🇺Australia
🇧🇯Benin
🇧🇫Burkina Faso
🇨🇦Canada
🇨🇲Cameroon
🇨🇳China
🇨🇬Congo
🇨🇮Côte d'Ivoire
🇪🇺Europe
🇬🇦Gabon
🇬🇭Ghana
🇬🇳Guinea
🇭🇰Hong Kong
🇮🇳India
🇰🇪Kenya
🇲🇼Malawi
🇲🇱Mali
🇳🇬Nigeria
🇷🇼Rwanda
🇸🇳Senegal
🇿🇦South Africa
🇰🇷South Korea
🇹🇿Tanzania
🇹🇬Togo
🇦🇪UAE
🇺🇬Uganda
🇬🇧UK (EUR & GBP)
🇺🇸US
🇿🇲Zambia

We update this list periodically, as it's easy to add new countries to our system.

International Money Transfer App Development

It sounds simple, but there are many challenges, including currency conversion, fee calculation, regulatory compliance, and security. We build apps that handle all of them.

We design a user-friendly frontend. In the backend, we use third-party APIs like Stripe or Plaid, but also perform custom integrations. We develop an app that works 24/7, allowing transfers to be processed in just 5 minutes.

We've seen many companies get caught up in local regulations, such as GDPR in Europe and KYC/AML in the US. We stay informed and add compliance features to the app. If you are a new startup, we will help you build and launch an MVP (Minimum Viable Product).

Key Features of This App

AI-based fraud detection
KYC and AML verification
Multi-currency support
Instant money transfer
Real-time transaction tracking
AI chatbot support
Secure payment gateway
User dashboard and history
Compliance and regulation checks
Multi-layer security (2FA, biometrics, encryption)
Read full case study

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Our Core Services

Mobile and Web App Development

We develop fully functional, user-friendly mobile applications (for both iOS and Android) as well as web platforms. We don't just write code, we build a system that meets your business needs.

Cross-Border Money Transfer App Development

This is our core area of focus. We create apps that facilitate fast, secure, and cost-effective money transfers from one country to another. We understand the importance of complying with regulations in this area, and our entire system is designed with this in mind.

API integration

Easy connectivity with services like Cybrid and Brails.

Banking and payment gateway integration

Secure and fast transaction

Real-time tracking and reporting

Allows users to instantly track the status of their transactions.

Integrating AI into Money Transfer Apps

We don't force AI, but we use it where it fits. For example, in fraud detection.

For each transaction, the AI model checks for patterns, such as when a user suddenly sends a large amount without prior transaction history. This is based on machine learning, which learns from past data.

We track the time, location, device, and user behavior for each transaction. If something looks suspicious, the system sends an immediate alert.

Second, currency prediction. AI predicts exchange rates in real-time to ensure users receive the best rate.

An AI chatbot that handles basic questions, such as 'What's the transfer status?' We use open-source models, like TensorFlow, to keep costs low. But remember, AI doesn't solve everything, so our focus is always on human oversight.

Technologies

BackendNode.js, Python (FastAPI), PostgreSQL
FrontendReact Native (Mobile), React.js (Web)
Cloud & InfrastructureAWS (Lambda, EC2, S3), Azure Service Bus
Integration APIsCybrid, Brail, Stripe Connect, CurrencyLayer
SecurityOAuth 2.0, End-to-End TLS encryption, Biometric verification
MonitoringCloudWatch, Grafana, Elastic Search

Frequently Asked Questions

Is KYC required?
Yes, every user must complete basic KYC verification to prevent fraud.
How long does it take for money to be transferred?
Most transactions are completed within 1–3 minutes, but sometimes there may be a slight delay depending on banking time zones or node networks.
Are crypto transfers possible within the app?
Yes, limited crypto-to-fiat payments are also supported with the Cybrid API.

Industry Leaders We Worked With

AZA Finance

Airwallex

Veem

Convera

Payoneer

Wise

Brails

Cybrid

Absolutely. Adequate Infosoft also offers white-label remittance platform development services.

What Our Clients Say About Us

Client satisfaction is our ultimate goal. Here are some kind words of our precious clients they have used to express their satisfaction with our service.

Leadership That Leads Worldwide

With a physical presence in over 15 countries and a global footprint spanning 25+ countries, we are ready to serve you anywhere. Location, language, or culture is never a barrier, because our global team can work with you in your language. Our strong international team ensures seamless collaboration across borders We have a strong tech team, highly recognized in their domains, with extensive technical expertise.

Why Choose Us ?

We endow businesses with flexible engagement models based on their unique needs. Our strength lies in state-of-the-art technology and affordable consulting services. Try us for fast POCs, full-fledged applications, or technology consulting. Always available for your service.